Every year two of my closest friends and I use to exchange Christmas gifts. We normally have stipulations that we could not spend more than $25 on each person.
We are some savvy shoppers so we normally would have three gifts for each person.
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Are you a saver or a spender?
Have you ever thought about which money personality you have?
I know some people have mentioned it is genetic, which may be possible but I always felt it was interesting that two people can grow up in the same household with the same parents and one be a spender and the other a saver.
But when you think about it opposites attract so I’m sure one parent was a spender and the other was a saver.
I have an older car that I have owned for about 9 years and I have committed to driving this car until the wheels fall off. I'm blessed that it still runs smoothly but last year I thought I was going to have to get another car.
Due to a reoccurring issue that no one including dealership could figure out what was going on.
In last week’s post, I talked about the 9 Signs That You’re Overspending. If you haven’t read it yet, check it out here.
I didn’t want to give you the signs without giving you tips on how to stop overspending.
Taking the steps to get in control of your spending will help you achieve the money goals you didn’t think were possible.
Do you ever feel like you are spending too much money? It’s not always easy to determine if you are overspending but if you are constantly on the go, don’t review your finances on a regular, feel guilty when you spend money or you’re praying that your card is going to be approved while in the store, there is possibility that you may be overspending.